Reclaim Your Personal Credit


We have a 3 step process that is based on how credit scores are generated that will help dramatically improve a client's personal credit in 4-6 months. Potentially see increases of 80-200 points within months of signing up.


  • We do a complete credit analysis
  • We eliminate negative reporting items from your credit report
  • We help you build and establish new credit
  • We give you the tools to manage your credit for life

How Credit Correction Works

The Federal Trade Commission and Consumer Credit Protection Act have enacted hundreds of regulations that credit reporting companies, collection agencies and credit bureaus must comply with in order for any reported item to remain on your report.

When you enroll in our system, a skilled credit analyst reviews your reports to determine which items can be legitimately challenged and the best way to dispute them to help improve your credit profile. The negative items are challenged demanding the reporting company prove that they are in compliance with the laws and regulations and demand that the challenged items be removed. The process is repeated with each of the three major credit reporting agencies.

Within 35 to 45 days after disputing, the credit bureaus respond with a summary that shows the results of each challenge made. Best of all, the items that tend to be removed first are those that are the most harmful to your report and can include such items as bankruptcies, tax liens, judgments, charge-offs, repossessions and student loans.

While the full process takes an average of 4 to 8 months in most cases, many clients see enough improvement in their score to allow them to qualify for a mortgage or low interest car loan in as little as 90 to 120 days. This also helps when building business credit as many loans will require the personal guarantor to have a strong personal credit score.



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